Savings Accounts

Statement Savings Account

Our Statement Savings Account offers you:

•    Minimum to open: $1

•    No fee for the first three withdrawals per quarter, then $1 each
•    No monthly maintenance fees
•    Interest paid quarterly
•    Unlimited access to your account by ATM, phone, or online with your PC

Christmas Savings Club

First State Bank's Christmas Savings Club offers you:

•    Unlimited access to your account by phone or online with your PC
•    No minimum to open account
•    Save as much as you want, and in November of each year a check will be mailed to you just in time for Christmas  shopping
•    Optional automatic transfers from your checking to your savings account

Certificates of Deposit

Our FDIC-insured CDs offer higher returns on your money.

First State Bank's high yield CD's offer you:

•    Security of FDIC insurance on your money
•    Choice of 3, 6, 12, 24 or 36 month maturity
•    Customizable interest payment methods
•    Telephone and Online Banking- Check your CDs balance anytime