Privacy & Security


First State Bank offers many different types of accounts to fit any financial situation. If you need a simple place to safeguard your money or need to plan for retirement, we have an account that is perfect for you.

With a Ban Club Account from First State Bank you'll enjoy:

  • Unlimited access to your account by ATM, phone, or online with your PC
  • Unlimited check writing
  • $10,000 accidental death and dismemberment insurance* (Basic Plan)
  • $30,000 accidental death and dismemberment insurance* (Family Plan)
  • Fees waived for traveler's checks, cashier's checks and money orders
  • Discounts on airline travel, rental cars, cruises and package trips
  • Low monthly account fee of $7.50 (Basic Plan)
  • Low monthly account fee of $9.50 (Family Plan)
  • FDIC insurance
  • Fee waived for stop payment orders (regular $15.00 each)
  • Fee waived for telephone transfers (regular $2.00 each)
  • Fee waived for fax machine use (regular $3.00 each)
  • Fee waived for photocopies (regular $0.25 each)
  • Fee waived for reissuing lost ATM/Debit cards (regular $5.00 each)

Please view the account disclosures for more detailed information. The insurance products above are:

  • NOT A DEPOSIT
  • NOT FDIC INSURED
  • NOT GUARANTEED BY THE BANK
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • MAY LOSE VALUE

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